Yes, most health insurance carriers in Lombard, Illinois cover mental health care including psychotherapy and psychiatry. Calculating the exact amount of coverage will be based on the plan details and whether the selected mental health clinician is in-network or out-of-network. LifeStance is in-network with most insurance plans in Illinois, so you’ll pay only a copay at each session after meeting your annual deductible.
We work with
- Aetna
- Aetna-Medicare
- America's Choice Provider Network
- Beacon
- Beacon-Medicare
- Blue Cross Blue Shield (BCBS)
- Blue Cross Blue Shield (BCBS)-Medicare
- Caterpillar
- Centivo
- Claritev (MultiPlan PHCS)
- Claritev (MultiPlan PHCS)-Medicare
- Curalinc-EAP
- Devoted Health Plan-Medicare
- Duly Health and Care (DuPage)
- Duly Health and Care (DuPage)-Medicare
- Evernorth (Cigna)
- Evernorth (Cigna)-Medicare
- Guidehealth
- HealthSmart
- Humana-Medicare
- Magellan
- Magellan-Medicare
- MediNcrease Health Plans (MHP)
- Medicare
- Northwell Direct
- Northwestern (NMPN)
- Northwestern (NMPN)-Medicare
- OSF Healthcare
- OSF Healthcare-Medicare
- Optum, UnitedHealthcare
- Optum, UnitedHealthcare-Medicare
- Partners Direct Health
- Pathways (Amita Health)
- Provider Network of America (PNOA)
- Quest Behavioral Health
- Railroad Medicare-Medicare
- Sana Benefits
- Sana Benefits-Medicare
- TELUS Health (BHS)
- Tricare West (TriWest)
- UnityPoint
- Wellcare-Medicare
- Wellpoint (Unicare/Healthlink)
- Zelis (HFN Network Solutions)
However, even in cases when a LifeStance provider is out-of-network with your insurance, you may still be able to receive reimbursement from your insurance company especially If you have a PPO or POS insurance plan. If you have an HMO, EPO, or Medicaid/Medicare plan that LifeStance is out of network with, you likely cannot receive a reimbursement and would be responsible for the full out-of-network session fee. Our mental health provider rates vary based on experience, we would be happy to assist you with clarifying the rate and finding you the right provider.