Does insurance cover psychiatrist visits in Medford, Massachusetts?

Yes, most Massachusetts health insurance carriers provide mental health benefits that cover psychiatrist visits, including the initial evaluation and regular sessions (check-ins). However, the exact amount of coverage will vary based on the insurance plan details and whether the selected provider is in-network or out-of-network with your insurance. Just like any other medical professional, if the psychiatrist is in-network with your insurance, you’ll pay only a copay at each session after meeting your annual deductible. If the psychiatrist is out-of-network with your insurance, you may still be able to receive reimbursement after paying the fee. We work with: AetnaBeaconBlue Cross Blue Shield (BCBS)CentivoClaritev (MultiPlan PHCS)Devoted Health Plan-MedicareEvernorth (Cigna)HealthSmartMediNcrease Health Plans (MHP)Northwell DirectOptum, UnitedHealthcareOptum, UnitedHealthcare-VA Community CarePartners Direct HealthProvider Network of America (PNOA)Quest Behavioral HealthSana BenefitsTELUS Health (BHS)TuftsWellSense Health Plan If you have a PPO or POS insurance plan (or so called “open access” plans), you can likely receive some reimbursement when you see a psychiatrist out-of-network in Massachusetts. If you have an HMO, EPO, or Medicaid/Medicare plan, you likely cannot receive reimbursement, and would be responsible for the full out-of-network session fee. LifeStance accepts most of the commercial health insurance plans.

I don’t have insurance. How much will a psychiatrist visit be in Massachusetts?

Initial evaluations can be around $200-$300, with subsequent meetings around $150-$250. The psychiatrist may have to order blood work, lab tests, or psychological testing, and any other investigations in order to know that there are no other medical issues causing the psychological symptoms and signs which are normally covered by insurance. If you don’t have insurance, keep in mind that these costs will be out-of-pocket.

Do psychiatrists provide talk therapy?

Some psychiatrists can provide talk therapy as a part of their treatment plan. However, they may also choose to focus more on medication management for their patients, depending on their individual training and practice style. It is important to discuss your preferences and treatment options with your psychiatrist to ensure that you receive the best care possible. If you can benefit from talk therapy, and your psychiatrist only offers medication management, they will refer you to a therapist or a psychologist within the LifeStance network that already works with your insurance.

How can I make an appointment with a psychiatrist in Medford, Massachusetts?

Once you have found your provider on the LifeStance directory, you will have an option to book an appointment online directly from the provider’s profile page or request a callback and a LifeStance representative will be in touch to help you with scheduling.

How do I find a psychiatrist in Medford, Massachusetts who offers in-person sessions?

LifeStance has approximately 27 offices in Massachusetts, so if in-person visits are preferable to you, make sure that you select a psychiatrist that accepts patients in the mental health clinic close to you. You can also search by map to find locations in Massachusetts near you. While some clients prefer in-person sessions because they offer a safe, neutral ground for the session to take place, for the widest range of psychiatrist options, consider expanding your search to also include doctors licensed in Massachusetts who offer telehealth.

What questions should I ask my psychiatrist?

A few topics you may wish to ask your psychiatrist about include: diagnosis details, symptom treatment and management, medical care, treatment plans, side effects, and expectations for follow-up appointments.

Do I need to be under the care of a primary care physician (PCP) if I am considering seeing a psychiatrist?

If your insurance plan does not require a referral from your primary care physician, it is entirely up to you if you want to discuss with them about seeing a psychiatrist. Some psychiatrists would prefer to see you only after you have first gone to your primary care doctor to get a referral, but this isn’t always the case. Depending on your insurance, you may be able to see an in-person or online psychiatrist without getting a referral from your primary care provider. You can contact your insurance company to check if you need a referral to see a psychiatrist.

Find Psychiatrists & Psychiatric Clinicians in Medford, Massachusetts

Choose from approximately 5 LifeStance supported psychiatrists & nurse practitioners that serve patients in Medford, Massachusetts. Our psychiatrists see patients in 27 local offices in Massachusetts and also provide virtual appointments throughout the state.

Amber Comeau, Nurse Practitioner

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Accepts: Claritev (MultiPlan PHCS), Optum (UnitedHealthcare), Aetna See all

Ages Served: 6-40

1.65 miles away

Medford, MA

781-202-6524

10 Cabot Road, Suite 205

781-202-6524

Newton, MA

617-830-1780

313 Washington St, Suite 402

617-830-1780

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Jessica Pepin, Nurse Practitioner

Jessica Pepin is a dedicated psychiatric nurse practitioner who provides compassionate, evidence-based medication management to adults across Massachusetts. At LifeStance Health, she supports patients aged 18 through 40 with a collaborative approach that prioritizes safety, trust, and long-term well-being. Jessica works closely with each individual to understand their symptoms, treatment goals, and daily challenges, ensuring that every care plan is tailored to meet their unique needs. Jessica is especially passionate about helping individuals manage the complex intersection of PTSD and substance use. She brings a deep understanding of how trauma can influence coping behaviors, emotional regulation, and overall mental health. Her approach incorporates trauma-informed care and emphasizes restoring balance through individualized medication management and thoughtful integration of therapeutic interventions. Whether addressing early recovery needs or supporting long-term sobriety, Jessica strives to help patients build resilience, regain stability, and move toward lasting recovery. With clinical experience treating depression, anxiety, bipolar disorder, and sleep disturbances, Jessica combines pharmacological expertise with interventions such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness-based strategies. She also supports LGBTQ+ individuals with affirming care that acknowledges and respects the impact of identity on mental health. Additional areas of clinical focus include health psychology and women’s mental health. Outside of her work, Jessica enjoys hiking the beautiful landscapes of New England and spending quiet time reading. Her practice in Massachusetts is rooted in empathy, clinical integrity, and a genuine commitment to helping patients live fuller, more stable lives.

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View Provider Details

Accepts: Claritev (MultiPlan PHCS), Optum (UnitedHealthcare), Aetna See all

Specialties: Anxiety, Depression/feeling down See all

Ages Served: 18-40

1.65 miles away

Medford, MA

781-202-6524

10 Cabot Road, Suite 205

781-202-6524

Call for Availability

Sumi Dolben, Nurse Practitioner

Sumi Dolben helps adults and older adults in Massachusetts find stability, clarity, and relief from mental health symptoms through thoughtful, evidence-based medication management. Practicing with LifeStance Health, she partners with patients across MA to develop individualized treatment plans that support daily functioning, emotional balance, and long-term well-being. Her clinical work centers on the evaluation and treatment of ADHD, anxiety disorders, and depression, while also addressing related concerns such as mood changes, sleep difficulties, and life stressors. Sumi takes a careful, collaborative approach to prescribing, ensuring medications are selected and adjusted with attention to each patient’s goals, medical history, and overall health. She also has experience supporting individuals navigating complex conditions and offers additional areas of focus beyond her core specialties. Sumi is especially committed to caring for adults facing high-stress roles and major life transitions. She works with populations including first responders and military veterans, recognizing the unique mental health challenges that can accompany service, trauma exposure, and reintegration into civilian life. Her approach emphasizes respect, discretion, and steady support, particularly for patients managing long-standing symptoms or later-life transitions. As a prescriber, Sumi provides medication management for adults and seniors, integrating clinical expertise with compassionate listening. She has been practicing since 2011 and values continuity of care, patient education, and shared decision-making as key elements of effective treatment. Outside of clinical practice, Sumi enjoys playing the piano, cooking, and traveling, interests that reflect her appreciation for creativity, balance, and lifelong learning.

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Accepts: Claritev (MultiPlan PHCS), Optum (UnitedHealthcare), Aetna See all

Specialties: Dementia & memory issues, Grief & loss See all

Ages Served: 18-75+

1.65 miles away

Medford, MA

781-202-6524

10 Cabot Road, Suite 205

781-202-6524

Call for Availability

Our Top Rated Psychiatrists Serve the Boston Metropolitan Area

Arlington, Belmont, Cambridge, Chelsea, Everett, Malden, Melrose, Somerville, Winchester

Our Psychiatrists and Psychiatric Clinicians Serve the Following Boston Metropolitan Area Neighborhoods:

Medford, Massachusetts, is home to several distinct neighborhoods. West Medford offers a mix of residential and commercial areas, with a historic train station and beautiful homes. Tufts University is located in the College Hill neighborhood, known for its academic atmosphere. The Wellington neighborhood is known for its proximity to the Wellington Station and offers a range of housing options. Lastly, South Medford is a residential area with tree-lined streets and a peaceful ambiance.

FAQs about how to find a LifeStance supported psychiatrist in Medford, Massachusetts

Yes, most Massachusetts health insurance carriers provide mental health benefits that cover psychiatrist visits, including the initial evaluation and regular sessions (check-ins). However, the exact amount of coverage will vary based on the insurance plan details and whether the selected provider is in-network or out-of-network with your insurance. Just like any other medical professional, if the psychiatrist is in-network with your insurance, you’ll pay only a copay at each session after meeting your annual deductible. If the psychiatrist is out-of-network with your insurance, you may still be able to receive reimbursement after paying the fee.

We work with:

Aetna
Beacon
Blue Cross Blue Shield (BCBS)
Centivo
Claritev (MultiPlan PHCS)
Devoted Health Plan-Medicare
Evernorth (Cigna)
HealthSmart
MediNcrease Health Plans (MHP)
Northwell Direct
Optum, UnitedHealthcare
Optum, UnitedHealthcare-VA Community Care
Partners Direct Health
Provider Network of America (PNOA)
Quest Behavioral Health
Sana Benefits
TELUS Health (BHS)
Tufts
WellSense Health Plan

If you have a PPO or POS insurance plan (or so called “open access” plans), you can likely receive some reimbursement when you see a psychiatrist out-of-network in Massachusetts.

If you have an HMO, EPO, or Medicaid/Medicare plan, you likely cannot receive reimbursement, and would be responsible for the full out-of-network session fee. LifeStance accepts most of the commercial health insurance plans.