Do mental health care clinicians in Palm Harbor, Florida accept insurance?

Yes, most health insurance carriers in Palm Harbor, Florida cover mental health care including therapy. Calculating the exact amount of coverage will be based on the plan details and whether the selected mental health clinician is in-network or out-of-network. LifeStance is in-network with most insurance plans in Florida, so you’ll pay only a copay at each session after meeting your annual deductible. We work with: Advent HealthAdvent Health-MedicareAetnaAetna-MedicareBeaconBeacon-MedicareCentivoClaritev (MultiPlan PHCS)Claritev (MultiPlan PHCS)-MedicareDevoted Health Plan-MedicareEvernorth (Cigna)Evernorth (Cigna)-MedicareHealthSmartHumana-MedicareLucet (Florida Blue)Lucet (Florida Blue)-MedicareMediNcrease Health Plans (MHP)MedicareNorthwell DirectOptum, UnitedHealthcareOptum, UnitedHealthcare-MedicareOptum, UnitedHealthcare-VA Community CareOrlando HealthPartners Direct HealthProvider Network of America (PNOA)Quest Behavioral HealthSana BenefitsSana Benefits-MedicareTELUS Health (BHS)Tricare East (Humana Military) However, even in cases when a therapist is out-of-network with your insurance, you may still be able to receive reimbursement from your insurance company especially If you have a PPO or POS insurance plan. If you have an HMO, EPO, or Medicaid/Medicare plan that LifeStance is out of network with, you likely cannot receive a reimbursement and would be responsible for the full out-of-network session fee. LifeStance mental health therapist rates vary based on experience, we would be happy to assist you with clarifying the rate and finding you the right therapist.

How can I make an appointment with a therapist in Palm Harbor, Florida?

Once you have found a therapist in Palm Harbor, Florida you want to make an appointment with, you can proceed with booking an appointment online via a link on the therapist’s profile or request a callback so our office will call you at the time that is convenient for you. This is especially important for new patients, as normally your therapist will schedule your next appointment with you before the end of the session. If you are a new patient or want to schedule a session with another provider, the LifeStance scheduling specialist will go over your scheduling preferences and therapist’s availability in-person or online. If your treatment involves scheduling appointments in group settings, our specialist will follow up with days and times with you over a phone call.

What kind of therapy can I get in Palm Harbor, Florida?

LifeStance offers many different kinds of supported mental health providers available in Palm Harbor, Florida including psychologists, clinical social workers, and mental health clinicians. Common types of therapy provided in Palm Harbor, Florida include cognitive therapies, like Cognitive Behavioral Therapy (CBT) and Dialectical Behavior Therapy (DBT). Other providers offer a blend of techniques for a more interpersonal, holistic approach. You should be able to receive most of the treatments via virtual care, however, there are some types of therapy that will require in-person visits like TMS and EMDR therapy. Some LifeStance mental health therapists in Palm Harbor, Florida also offer specialized treatment services, like couples therapy, marital and premarital counseling, and relationship and family therapy. While most LifeStance therapists in Palm Harbor, Florida are qualified to treat general challenges, like depression, anxiety disorders, trauma, relationship difficulties, and low self-esteem, for concerns such as substance abuse, personality disorders, and eating disorders, you could be referred to our team of psychiatrists and PMHNPs. Together with your therapist, you’ll build a treatment plan that addresses your reasons for seeking therapy and monitor progress toward your wellness goals and overall well-being.

Can I receive virtual therapy with a therapist in Palm Harbor, Florida if I am logging in from a different state?

You have to be in the state where your mental health therapist is licensed in to receive the care. Please let your therapist know that you will be traveling out of state and we will come up with a solution for you.

Find Therapists & Therapy Clinicians in Palm Harbor, Florida

Choose from approximately 10 LifeStance supported therapists that serve patients in Palm Harbor, Florida. Our therapists see patients in 24 local offices in Florida and also provide virtual appointments throughout the state.

Sherly Rainey, Therapist

Sherly Rainey helps patients across Florida navigate meaningful change with a grounded, compassionate, and clinically informed approach. She supports adolescents, teens, adults, and seniors as they work through challenges that affect daily functioning, emotional balance, and relationships. Whether someone is seeking individual therapy, couples therapy, family therapy, or participating in IOP services, she offers a steady, collaborative presence tailored to each person’s needs. Sherly provides care for concerns such as anxiety, depression, ADHD, and significant life transitions, drawing on proven methods to help patients develop clarity, resilience, and healthier coping skills. She also works closely with individuals and families facing relationship challenges, grief, and behavioral issues, guiding them toward greater stability and connection. Sherly is most passionate about helping patients move through trauma, relationship difficulties, and major life transitions. She brings focused expertise in these areas and uses trauma-responsive techniques to help individuals process difficult experiences, rebuild trust in themselves, and establish steadier emotional footing. Her work incorporates Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, and Mindfulness practices, along with additional therapeutic approaches such as Christian Counseling and family-system–oriented interventions. She welcomes women, men, and military/veteran populations and has experience navigating the unique dynamics these groups may encounter. She also offers additional interventions beyond those highlighted here. Outside the therapy space, Sherly enjoys jogging, taking long walks, reading, and relaxing with a good movie—activities that help her stay grounded and energized for the work she does with patients. Sherly practices at LifeStance Health and proudly serves patients throughout Florida.

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Specialties: Anger issues, General relationship issues See all

Ages Served: 15-75+

0.62 miles away

Palm Harbor, FL

727-493-9940

34650 Us Highway 19 N, Suite 206

727-493-9940

Book Appointment Online

Maggie Flynn, Therapist

Maggie Flynn helps children, adolescents, and adults across Florida navigate emotional challenges with compassion, creativity, and practical support. At LifeStance Health, she provides individual and family therapy tailored to each stage of life, supporting clients facing anxiety, depression, and trauma while offering guidance through a wide range of additional mental health concerns. Maggie works with children and adolescents as well as adults and seniors, creating a welcoming, supportive environment where clients feel safe to explore, grow, and heal. Her therapeutic approach is collaborative and strengths-based, integrating evidence-based methods such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness. Maggie focuses on helping clients build emotional regulation skills, improve communication within families, and develop healthier coping strategies. She has a particular interest in supporting individuals navigating life transitions and behavioral challenges, and she offers additional support for a variety of mental health needs. Maggie is especially passionate about working with individuals who have been recently discharged from a psychiatric hospital. She understands the vulnerability and complexity of this transition and provides structured, compassionate care to help clients stabilize, regain confidence, and successfully reintegrate into daily life. Her approach emphasizes continuity of care, relapse prevention, and building a strong foundation for long-term wellness. She also has experience supporting individuals connected to adoption or foster care, first responders, and military veterans, offering a respectful and trauma-informed approach that honors each client’s unique background and experiences. Outside of her clinical work, Maggie enjoys reading—especially psychological thrillers—and spending time with her animals, including her raccoons Jellybean, Chai, and Willow, and her Sphynx cat, Ophelia. She also loves exploring thrift stores and antique shops, traveling to experience different cultures, and nurturing her natural curiosity and creativity. Maggie Flynn serves clients throughout Florida and is committed to providing accessible, high-quality mental health care for individuals and families.

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Accepts: Optum (UnitedHealthcare), Aetna, Evernorth (Cigna) See all

Specialties: Anxiety, Childhood behavioral issues See all

Ages Served: 6-75+

0.62 miles away

Palm Harbor, FL

727-493-9940

34650 Us Highway 19 N, Suite 206

727-493-9940

Book Appointment Online

Eva McKee, Therapist

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Accepts: Claritev (MultiPlan PHCS), Optum (UnitedHealthcare), Centivo See all

Specialties: Caregiving, Chronic pain-related issues See all

Ages Served: 18-75+

0.62 miles away

Palm Harbor, FL

727-493-9940

34650 Us Highway 19 N, Suite 206

727-493-9940

Book Appointment Online

Shawnee Rygiel, Therapist

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Accepts: Claritev (MultiPlan PHCS), Optum (UnitedHealthcare), Centivo See all

Specialties: Anxiety, Depression/feeling down See all

Ages Served: 18-75+

0.62 miles away

Palm Harbor, FL

727-493-9940

34650 Us Highway 19 N, Suite 206

727-493-9940

Call to Book Appointment

Our Top Rated Therapists Serve the Tampa Metropolitan Area

Clearwater, Dunedin, Oldsmar, Tarpon Springs

Our Therapists Serve the Following Tampa Metropolitan Area Neighborhoods:

Palm Harbor is a city in Florida with several distinct neighborhoods. These include Crystal Beach, known for its coastal beauty and serene atmosphere. Ozona offers a small-town feel with its historic homes and local shops. Innisbrook is home to a renowned golf resort, while East Lake boasts picturesque landscapes and a close-knit community.

FAQs about how to find a LifeStance supported therapist in Palm Harbor, Florida

Find a therapist near you in Palm Harbor, Florida on LifeStance. To find your perfect match use filters like insurance accepted, therapy specialty, and provider identity. Mental health care clinicians on LifeStance are highly rated and vetted for their extensive experience treating individual adults, children and adolescents, as well as couples and families. They offer both in-person and telehealth care.